Find the Best Car Deals Near You ⤵
July 11, 2024
This week, I updated the list of best 0% finance deals on new cars. Interest rates have gone up considerably in recent months, and at first we saw manufacturers cutting back on offering 0% financing deals. However, for July we are seeing some great zero percent finance deals, some like the Dodge Hornet are even offering 0% for up to 84 months - something we haven't seen in years. Ford, Hyundai, Nissan, Ford and Subaru are all offering 0% for 60 months or more.
The average APR rate for a 60-month new car loan has risen to 6-9% for those with good credit. Using this figure, a 60-month, 0% deal will save you around $4,000 in interest for a vehicle costing $40,000.
Because 0% apr deals are still rare, I've included deals under 2% as well. Check out the full list below. For even more savings, I highly recommend using TrueCar No Haggle and CarsDirect to see the lowest prices being offered in your area.
Best 0% Finance Deals
| Vehicle | APR Term | APR Rate | Plus Cash Back | Get Price |
|---|---|---|---|---|
| 2024 Dodge Hornet | 84 | 0% | ||
| 2023 Hyundai Nexo Hydrogen | 72 | 0% | $35,000 | |
| 2024 Toyota Mirai Hydrogen | 72 | 0% | $33,000 | |
| 2024 Ford Edge | 72 | 0% | $4,000 | |
| 2024 Toyota bZ4X Electric | 72 | 0% | $2,500 | |
| 2023 Nissan Ariya Electric | 72 | 0% | $2,000 | |
| 2023 Kia Niro EV Electric | 72 | 0% | $1,500 | |
| 2023 Kia EV6 Electric | 72 | 0% | $1,500 | |
| 2023 Ford Mach-E Electric | 72 | 0% | ||
| 2024 Lexus RZ Electric | 72 | 0% | ||
| 2024 Subaru Solterra Electric | 72 | 0% | ||
| 2023 Subaru WRX | 72 | 0% | ||
| 2023 Subaru Solterra Electric | 72 | 0% | ||
| 2024 Volkswagen ID.4 Electric | 72 | 0% | ||
| 2023 Ford E-Transit | 60 | 0% | $7,500 | |
| 2023 Ford Explorer Hybrid | 60 | 0% | $2,500 | |
| 2024 Kia Niro EV Electric | 60 | 0% | $1,500 | |
| 2024 Kia EV6 Electric | 60 | 0% | $1,500 | |
| 2024 Ford Mach-E Electric | 60 | 0% | ||
| 2023 Ford F-150 Lightning Electric | 60 | 0% | ||
| 2024 Hyundai Ioniq 5 Electric | 60 | 0% | ||
| 2024 Nissan TITAN | 60 | 0% | ||
| 2024 Nissan TITAN XD | 60 | 0% | ||
| 2024 Mitsubishi Outlander PHEV Plug-in Hybrid | 48 | 0% | $2,000 | |
| 2023 Mitsubishi Outlander PHEV Plug-in Hybrid | 48 | 0% | $2,000 | |
| 2024 Kia EV9 Electric | 48 | 0% | $1,500 | |
| 2024 Mitsubishi Outlander | 48 | 0% | ||
| 2023 Mitsubishi Outlander | 48 | 0% | ||
| 2024 Toyota Tundra i-FORCE MAX Hybrid | 48 | 0% | ||
| 2024 Nissan Altima | 36 | 0% | $1,750 | |
| 2024 Ford Escape Plug-in Hybrid | 36 | 0% | $1,000 | |
| 2024 Ford Escape Hybrid | 36 | 0% | $1,000 | |
| 2024 Ford Escape | 36 | 0% | $1,000 | |
| 2024 Nissan Rogue | 36 | 0% | $1,000 | |
| 2024 Ford F-150 Lightning Electric | 36 | 0% | ||
| 2024 Mazda CX-5 | 36 | 0% | ||
| 2024 Mazda CX-30 | 36 | 0% | ||
| 2024 Toyota Tundra | 36 | 0% | ||
| 2024 Infiniti QX80 | 60 | 0.9% | ||
| 2024 Mazda CX-90 | 60 | 0.9% | ||
| 2024 Mazda CX-50 | 60 | 0.9% | ||
| 2024 Volkswagen Atlas | 60 | 0.9% | ||
| 2024 Volkswagen Atlas Cross Sport | 60 | 0.9% | ||
| 2023 Kia Sorento | 48 | 0.9% | $1,000 | |
| 2024 Buick Encore GX | 36 | 0.9% | ||
| 2024 Buick Enclave | 36 | 0.9% | ||
| 2024 Ford Explorer | 36 | 0.9% | $1,000 | |
| 2023 Lincoln Aviator | 36 | 0.9% | $1,000 | |
| 2024 Audi SQ8 e-tron Electric | 60 | 0.99% | ||
| 2024 Audi SQ8 e-tron Sportback Electric | 60 | 0.99% | ||
| 2024 Audi S8 | 60 | 0.99% | ||
| 2024 Audi RS e-tron GT Electric | 60 | 0.99% | ||
| 2024 Audi Q8 e-tron Electric | 60 | 0.99% | ||
| 2024 Audi Q8 e-tron Sportback Electric | 60 | 0.99% | ||
| 2024 Audi Q4 Sportback e-tron | 60 | 0.99% | ||
| 2024 Audi Q4 e-tron Electric | 60 | 0.99% | ||
| 2024 Audi e-tron GT Electric | 60 | 0.99% | ||
| 2024 Audi A8 | 60 | 0.99% | ||
| 2024 Buick Envision | 36 | 1.4% | ||
| 2023 Ford F-150 | 72 | 1.9% | ||
| 2024 Volkswagen Tiguan | 60 | 1.9% | ||
| 2024 Volkswagen Taos | 60 | 1.9% | ||
| 2024 Kia Sportage | 48 | 1.9% | $1,000 | |
| 2024 Kia Sorento | 48 | 1.9% | $1,000 | |
| 2024 Chevrolet Trailblazer | 36 | 1.9% | ||
| 2024 Chevrolet Malibu | 36 | 1.9% | ||
| 2024 Chevrolet Equinox | 36 | 1.9% | ||
| 2024 Chevrolet Colorado | 36 | 1.9% | ||
| 2024 Chevrolet Blazer | 36 | 1.9% | ||
| 2023 Fiat 500X | 36 | 1.9% | ||
| 2024 Ford Mustang | 36 | 1.9% | $1,000 | |
| 2024 Ford F-150 | 36 | 1.9% | $1,750 | |
| 2024 Ford Expedition | 36 | 1.9% | ||
| 2024 GMC Sierra 1500 | 36 | 1.9% | ||
| 2024 Honda Ridgeline | 36 | 1.9% | ||
| 2024 Infiniti QX60 | 36 | 1.9% | $2,000 | |
| 2024 Infiniti QX55 | 36 | 1.9% | ||
| 2024 Lincoln Navigator | 36 | 1.9% | ||
| 2024 Mazda Mazda3 | 36 | 1.9% | ||
| 2024 Mazda CX-90 Plug-in Hybrid | 36 | 1.9% | ||
| 2024 Audi SQ5 Sportback | 60 | 1.99% | ||
| 2024 Audi Q5 | 60 | 1.99% | ||
| 2024 Audi Q5 Sportback | 60 | 1.99% | ||
| 2024 Hyundai Tucson | 60 | 1.99% | $500 | |
| 2024 Hyundai Elantra | 60 | 1.99% | $500 |
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Each week, I'll keep you up-to-date on the latest car deals and news that might affect your purchase. This includes...
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About The Author
Gregg Fidan is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
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